The New Realities: Independent Consultants Analyze DC Income Solutions

Thank you for your interest in the recent PLANSPONSOR Webcast sponsored by The Institutional Retirement Income Council.

If you missed the webcast, here's a chance to listen to a replay. Matthew Radgowski, Vice President of Wilshire Associates, Marty Schmidt , Principal of HS2 Solutions, and Martha L. Tejera, Search Consultant of Tejera & Associates, LLC, in a panel discussion moderated by Charlie Ruffel, PLANSPONSOR's Founder and Director. The panel covered a variety of timely topics, including:

• Establishing the independent, nonprofit IRIC, to support the take-up of retirement income solutions in DC plans;

• Encouraging industry initiatives to overcome retirement income roadblocks (portability, multi-insurer guarantees, etc); and

• Exchanging information with regulators and encouraging the adoption of retirement income solutions


A Call to Action White Paper
IRIC's view as to why adding retirement income solutions to enhance defined contribution plans is critical to the future financial security of working Americans.

Advantages to Offering Retirement Income Solutions
Offering retirement income solutions provides significant advantages to both DC plan participants and employers

Types of Institutional Retirement Income Products
A grid summarizing the different product types, a high level description, nature of the income generated, fee structure, product distributors and insurers.

Comparison of Product Features
A grid highlighting the key criteria and product features to be used when comparing retirement income products.


For more information about IRIC: please visit the web site at and select contact us. You can also email


Charles Ruffel
Founder and Director PLANSPONSOR

Matthew Radgowski
Vice PresidentWilshire Associates

Marty Schmidt
HS2 Solutions

Martha L. Tejera
Search Consultant Tejera & Associates, LLC